Invest With Clarity

SNIB explains markets “climb a wall of worry.” Strong returns can happen in uncertainty — success comes from discipline and diversification.

SNIB warns global equities are fair to expensive. Narrow mega-cap leadership raises fragility — making selectivity and diversification essential.

SNIB highlights South Africa’s improving outlook: disinflation, stronger assets and attractive yields — with equities beating inflation over 10 years.

SNIB warns expected returns are shifting. With US equities lagging and bonds unattractive, diversification, rebalancing and gold matter.

Single Point of Failure Risks: What Could Break Markets Next? Why diversification is non-negotiable SNIB’s solution is not prediction — it’s preparation: diversify funds, diversify styles, diversify regions, diversify currencies.