Terms & Conditions
Inteoduction
Welcome to the SNIB website. By accessing or using this website, you agree to be bound by the terms and conditions set out below. If you do not agree with any part of these terms, please do not use this website.
SNIB reserves the right to amend these terms and conditions at any time without prior notice. Continued use of the website following any changes constitutes acceptance of the revised terms.
About SNIB
Having said that, Terms and Conditions (“T&C”) are a set of legally binding terms defined by you, as the owner of this website. The T&C set forth the legal boundaries governing the activities of the website visitors, or your customers, while they visit or engage with this website. The T&C are meant to establish the legal relationship between the site visitors and you as the website owner.
T&C should be defined according to the specific needs and nature of each website. For example, a website offering products to customers in e-commerce transactions requires T&C that are different from the T&C of a website only providing information (like a blog, a landing page, and so on).
T&C provide you as the website owner the ability to protect yourself from potential legal exposure, but this may differ from jurisdiction to jurisdiction, so make sure to receive local legal advice if you are trying to protect yourself from legal exposure.
Use of Website
You agree to use this website for lawful purposes only. You may not use this website in any manner that could damage, disable, or impair the functionality, security, or availability of the site, or interfere with other users’ access.
Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
No Advice Disclaimer
All content on this website is provided for general information purposes only. It should not be relied upon as professional financial advice.
Any financial decisions should be made only after consulting directly with a qualified SNIB consultant who has considered your individual circumstances, objectives, and risk profile.
Accuracy of Information
While every effort is made to ensure that information on this website is accurate and up to date, SNIB makes no warranties or representations regarding the completeness, accuracy, or reliability of any content.
SNIB accepts no liability for any loss or damage arising from reliance on information contained on this website.
Third-Party Links
While every effort is made to ensure that information on this website is accurate and up to date, SNIB makes no warranties or representations regarding the co
This website may contain links to third-party websites for your convenience. SNIB has no control over the content, security, or privacy practices of these external websites and accepts no responsibility for them.
Accessing third-party websites is done at your own risk.
mpleteness, accuracy, or reliability of any content.
SNIB accepts no liability for any loss or damage arising from reliance on information contained on this website.
Intellectual Property
All content on this website, including text, graphics, logos, and design elements, is the property of SNIB or its licensors and is protected by applicable intellectual property laws.
No material from this website may be copied, reproduced, distributed, or used without prior written permission from SNIB.
Limitation of Liability
SNIB shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from the use of, or inability to use, this website, including but not limited to loss of data, income, or business opportunities.
Privacy
Your use of this website is also governed by our Privacy Policy, which outlines how personal information is collected, processed, and protected in accordance with applicable South African data protection laws.
Governing Law
These terms and conditions are governed by and interpreted in accordance with the laws of the Republic of South Africa. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of South African courts.
Contact Information
If you have any questions regarding these Terms and Conditions, please contact us via the details provided on our Contact page.
Contact Information
If you have any questions regarding these Terms and Conditions, please contact us via the details provided on our Contact page.